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September 2017 Archives

Domestic violence and disaster recovery

People in Virginia who are victims of domestic violence may be particularly vulnerable during disasters, and domestic violence professionals should work with first responders and others involved in recovery to ensure that they remain safe. The stress and potential lack of access to water, food and shelter can not only compound existing situations that include domestic violence but may affect families who are recovering as well. A framework for dealing with domestic violence may need to be adapted during a disaster.

Medical debt reforms help few people

Many people in Virginia who are struggling with medical debt should not expect too much from two recent reforms. Starting Sept. 15, credit bureaus will be required to wait 180 days before reporting medical debt on a person's credit report. Furthermore, if a bill goes into collections and is paid by an insurer, it will be deleted from the credit report.

Helping children adjust after a divorce

Some divorced residents of Virginia may understand how difficult it can sometimes be for children to acclimate in the aftermath of a separation. One of the more challenging aspects of this is often having two competing sets of rules at the different residences where children will be spending their time. A little cooperation between parents in this regard can potentially go a long way toward making the transition a little easier for kids to handle.

Bankruptcy costs and facts

Virginia consumers who are considering bankruptcy may wonder what it will cost them. Even if a person does not use an attorney, there are filing fees. These fees vary depending on what kind of bankruptcy is being filed.

Debt settlement is not a replacement for bankruptcy

Virginia residents with credit card debt may be looking for the best way to deal with these obligations. While debt settlement is one option, it is important that people consider all the facts before choosing that alternative. Debt settlement can have a negative effect on the credit score and financial future of the consumer, and not all consumers who use this option are aware of this fact until they have already contracted for these types of services.

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Bowen Ten Cardani, PC

Richmond Office
3957 Westerre Parkway
Suite 105
Richmond, VA 23233

Toll Free: 866-601-7371
Phone: 804-767-6850
Richmond Office Location

Ashland Office
9410 Atlee Commerce Blvd
Suite 2
Ashland, VA 23005

Toll Free: 866-601-7371
Phone: 804-767-6850
Ashland Office Location

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