Chapter 13 and renting or buying a home

On Behalf of Bowen Ten PC | Sep 27, 2017 | Chapter 13

Chapter 13 filers in Virginia should know that getting a home during or after bankruptcy is not impossible. While it can be challenging, renting or purchasing a home can be a reality for many filers. Chapter 13 is occasionally referred to as a wage earner's plan as it...

Domestic violence and disaster recovery

On Behalf of Bowen Ten PC | Sep 19, 2017 | Domestic Violence

People in Virginia who are victims of domestic violence may be particularly vulnerable during disasters, and domestic violence professionals should work with first responders and others involved in recovery to ensure that they remain safe. The stress and potential...

Medical debt reforms help few people

On Behalf of Bowen Ten PC | Sep 18, 2017 | Chapter 13

Many people in Virginia who are struggling with medical debt should not expect too much from two recent reforms. Starting Sept. 15, credit bureaus will be required to wait 180 days before reporting medical debt on a person's credit report. Furthermore, if a bill goes...

Helping children adjust after a divorce

On Behalf of Bowen Ten PC | Sep 13, 2017 | Family Law

Some divorced residents of Virginia may understand how difficult it can sometimes be for children to acclimate in the aftermath of a separation. One of the more challenging aspects of this is often having two competing sets of rules at the different residences where...

Appeals from J&DR Court

On Behalf of Bowen Ten PC | Sep 7, 2017 | Child Custody

You've received a final order from the Juvenile & Domestic Relations district court, but you're unhappy with what it says. What should your next step be? You have two options. First, you can choose to live with the order for a while. If later you decide that it...

Bankruptcy costs and facts

On Behalf of Bowen Ten PC | Sep 6, 2017 | Chapter 13

Virginia consumers who are considering bankruptcy may wonder what it will cost them. Even if a person does not use an attorney, there are filing fees. These fees vary depending on what kind of bankruptcy is being filed. The most common kind of bankruptcy is a Chapter...

Debt settlement is not a replacement for bankruptcy

On Behalf of Bowen Ten PC | Sep 5, 2017 | Chapter 13

Virginia residents with credit card debt may be looking for the best way to deal with these obligations. While debt settlement is one option, it is important that people consider all the facts before choosing that alternative. Debt settlement can have a negative...