American consumers now have a total debt balance of $12.84 trillion according to a report published by the Federal Reserve of New York. The report covered the second quarter of 2017, and it represented a $552 billion increase from this time last year. Higher levels of...
Month: August 2017
Chapter 7 bankruptcy trustees target online accounts
On behalf of Bowen Ten Cardani, PC | Aug 21, 2017 | Chapter 7
Court protection offers several benefits for Richmond residents seeking debt relief with a Chapter 7 bankruptcy. Certain assets can be sheltered from creditors, and bankruptcy forces creditors to deal with the trustee instead of the debtor. However, it has been...
Facts about DNA testing and child support
On behalf of Bowen Ten Cardani, PC | Aug 21, 2017 | Divorce
Child support in Virginia is determined by a certain mathematical formula, but sometimes complicating factors can arise. When the paternity of a child is in question, DNA tests could be required to accurately identify the biological parent. When a baby is born, the...
You may not be a Hollywood star, but you probably need to rethink your social media strategy
On behalf of Bowen Ten Cardani, PC | Aug 16, 2017 | Social Media
As you may have heard by now, Chris Pratt and Anna Farris have decided to end their marriage. Even if you have no clue who these people are or couldn't care less about their break-up, if you find yourself participating in the legal system, you should borrow a page...
About Chapter 13 bankruptcy
On behalf of Bowen Ten Cardani, PC | Aug 15, 2017 | Chapter 13
Virginia residents who have substantial debt and a steady stream of income may consider using Chapter 13 bankruptcy to resolve their obligations. However, there are many things they should consider before entering bankruptcy, which can last for years.One thing to...
U.S. consumer debt soars to new highs
On behalf of Bowen Ten Cardani, PC | Aug 10, 2017 | Chapter 13
A report released on Aug. 7 by the Federal Reserve reveals that the U.S. economy grew by 2.6 percent during the second quarter, but some experts are worried about the amount of revolving debt being carried by consumers in Virginia and the rest of the country. Consumer...
Steps to take when closing a joint account
On behalf of Bowen Ten Cardani, PC | Aug 8, 2017 | Divorce
Virginia residents often share a bank account with their spouse. If the need arises to close the account, it can generally be done without the consent of the other person or people on the account. However, it may be best to have everybody on board with the closing to...
Why child support orders often differ from estimates
On behalf of Bowen Ten Cardani, PC | Aug 1, 2017 | Family Law
One of the many things parents desire for their children is predictability. Avoiding nasty surprises and maintaining a stable living condition is a difficult proposition when facing divorce, and it turns out that child support calculators will not help much in the...
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