Bowen Ten PC is open and working to protect the interests of our clients during this time of national emergency. At the same time, Bowen Ten PC is protecting the health and safety of our clients, staff and attorneys. Bowen Ten PC is discouraging in-person visits to our offices until further notice. Bowen Ten PC is available to both existing and new clients by phone, email and other means. You can also email us through this site using the “Contact Us Today” button. All the attorneys will have access to their emails during this time.
The lawyers and staff at Bowen Ten PC are here and ready to help you solve your legal problems.
Bowen Ten PC
Schedule a consultation : 804-767-6850

Chapter 7 bankruptcy trustees target online accounts

Chapter 7 bankruptcy trustees target online accounts

Court protection offers several benefits for Richmond residents seeking debt relief with a Chapter 7 bankruptcy. Certain assets can be sheltered from creditors, and bankruptcy forces creditors to deal with the trustee instead of the debtor. However, it has been reported that two trustees may be jeopardizing debtors’ sensitive information by requesting login information for popular websites. With the U.S. Trustee Program withholding support, it is unclear whether electronic snooping is a new trend in personal bankruptcy cases.

An attorney involved in one of the two cases of personal bankruptcy shared that the trustee had demanded log-in information for the debtor’s Paypal, eBay and Amazon Prime accounts. The routine questionnaire with this abnormal request also demanded the debtor keep the accounts open and passwords unchanged for at least 10 days. Trustees routinely ask for information found on typical account statements, and this behavior is a significant departure from that norm.

The primary trouble with such requests is that they constitute an invasion of privacy. As one Chapter 7 bankruptcy lawyer put it, the trustees have many ways to go about getting this information without treating debtors like criminals. Another concern is that lax IT security may result in lost or stolen login information. The U.S. Trustee Program responded that it did not support the demands, but it did not condemn them either.

A large part of the attorney’s role in Chapter 7 bankruptcy happens before the first paper is filed with the courts. This involves informing the debtor of the eligibility requirements as well as pointing out that a credit counseling course must be taken in advance of filing the petition.

FindLaw Network