People in Virginia who feel that another person is endangering their safety might want to file a protective or restraining order. There are three types of orders, and they have different durations. To protect himself or herself temporarily, a person can get an...
Experienced, Compassionate and Effective Advocacy
Month: January 2017
Debt collectors often pursue time-barred debts
The bankruptcy laws are designed to give consumers in Virginia and across the country the opportunity for a fresh start. During a Chapter 13 bankruptcy, outstanding bills are consolidated and debtors make payments over three to five years. However, debt collection...
Government report paints grim picture of debt collection
Debt collection around the country has grown into a $13.7 billion per year industry, but a report from the Consumer Financial Protection Bureau reveals that many of the nation's debt collectors routinely ignore regulations that have been put in place to protect...
Is crowdfunding a good option for paying off medical debt?
Despite the fact that more people in Virginia and around the country have access to medical insurance since the passage of the Affordable Care Act, financial issues because of medical debt are a problem for a lot of them. Some patients turn to crowdfunding sites,...
Tactics for addressing overwhelming debts
Many people in Virginia are vulnerable to financial hardships after a job loss or medical crisis. Although mounting debts and missed payments could cause paralyzing stress, options for taking control and relieving financial pressure exist. By taking a proactive...
Regular filer unable to discharge debt in future case
Residents in Virginia who have substantial debts and are considering undergoing bankruptcy to resolve them should be aware that it is a legal process that should not be abused. This was demonstrated in a December 9, 2016, ruling in which a bankruptcy court ordered...