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Chapter 13 Bankruptcy
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Could A Debt Repayment Plan Be Right For Your Situation?

The recession that began in late 2008 has taken a serious toll on individuals and families. People find themselves struggling just to maintain their property and financial stability. Property that was worth much more prior to the recession plummeted in value and has yet to come close to recovering fully. Things may have improved — but are you still struggling with overwhelming debts? You may bear burdens, such as tax debt, medical debt or child support, that cannot be discharged, but that can be reorganized and paid down through a Chapter 13 debt repayment plan.

Call Bowen Ten Cardani, at 804-767-6850 and arrange to discuss your debt repayment options, such as Chapter 13 bankruptcy, with one of our knowledgeable lawyers.

Valuable Chapter 13 Bankruptcy Advice

At Bowen Ten Cardani in Virginia, we are ready to help you make the most of the bankruptcy process. We will work to understand the specific circumstances of your situation so that you are able to complete the process on the soundest financial footing. With over 75 years’ combined experience, we offer our clients a level of skill and experience that can help them secure a brighter financial tomorrow.

Chapter 13 Bankruptcy Carries Many Advantages

This form of bankruptcy may let you:

  • Protect your property
  • Pay off creditors
  • Stop creditor harassment

Chapter 13 bankruptcy reorganizes your debt into a repayment plan that is based on your ability to pay and allows you to become current on your debts over a three- to five-year period. Upon filing for protection under Chapter 13, the automatic stay immediately halts all collection activities.

Has increased unemployment, stagnant wages or depressed property values pushed you and your family to the point where you must take action? Have you used savings and even retirement accounts to try and mitigate the financial challenges you are facing, without success?

Make An Appointment To Discuss Debt Repayment Options

There are options to help you fight overwhelming debt. We are ready to educate you about the benefits of Chapter 13 bankruptcy and help you get a fresh start. To schedule an initial consultation about debt reorganization and repayment with one of our Richmond attorneys, call 804-767-6850 or contact us online.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.