When do we spend our money on every month? Bills, food (for home preparation), and housing are essential, but what else entices your wallet, purse or satchel to make an appearance? Clothing and shoes, jewelry, dining out, streaming services (tv, music, movies, etc.),...

Over the past two decades, bankruptcy rates have surged, particularly for older Americans. They’re now declaring bankruptcy at a higher rate than they did before, and that has many implications when it comes to retirement planning, estate planning and the other...