Bowen Ten Cardani, PC

Call Us For Your Initial Consultation


February 2019 Archives

Strategies to avoid repossession

Vehicle owners in Virginia and throughout the country are encouraged to talk to their lenders if they are struggling to keep up with their car payments. Generally speaking, lenders would rather work out a new payment plan as opposed to spending time and money repossessing a vehicle. In some cases, a lender will change the date that the payment is due. It is also possible that a financing company will defer payments to some point in the future.

3 Reasons Why a Property Settlement Agreement is Useful

A property settlement agreement is a useful way to shorten the required period of separation before getting a divorce in Virginia for a couple whose children are all over the age of 18 when the divorce paperwork is filed with the court. Virginia requires a separation for a period in excess of 12 months when a couple has no written agreement. A 12 month separation is also required when a couple has children under the age of 18. When you have no children under 18, a written settlement agreement is a useful way to shorten the required period of separation before filing for divorce in Virginia.

Credit card debt statistics in 2019

According to, the average American has a credit card balance of $5,331. Furthermore, 55 percent of those with credit card bills in Virginia and throughout the country don't pay off their balances in full each month. Individuals between the ages of 45 and 54 tend to have the most credit card debt as they are likelier to be able to afford higher balances. Younger Americans and those headed toward retirement tend to have lower amounts of credit card debt.

Tips for those ending their marriage

While no one ever plans on getting divorced, it is possible that a person could see his or her marriage come to an end. Therefore, it is vital that Virginia residents and others who get married have a plan in case the relationship doesn't work out. For instance, it is important to consider whether or not it is a good idea to keep the family home.

How to end a marriage in a mature fashion

Virginia residents and others who get divorced may see the split itself as a war to be won. However, this doesn't have to be the case. Instead, individuals can work together to end the relationship in a civil and timely manner. Prior to starting divorce talks, it can be a good idea to think about the types of conflict that occurred within the marriage itself.

Filing for bankruptcy and the IRS

Every year, several people in Virginia decide to file for bankruptcy, be it Chapter 7 or Chapter 13, and during the process, they try to prepare for every eventuality so as not to be surprised later down the road. Accordingly, they work with their lawyers, trying to make the filing process as smooth as possible, and one of the questions many of them wonder about is whether filing for bankruptcy will cause the IRS to audit them.

Divorce mistakes that could be costly

Getting a divorce in Virginia doesn't necessarily have to be a costly process for couples parting ways. There are many factors that will ultimately determine the financial implications of a split, some of which are unavoidable. Even so, there are certain mistakes that could make ending a marriage a bit more costly than anticipated.

Learning about child support

Virginia couples who split up after having kids will probably need to negotiate child support. This can be complicated for a number of reasons. However, there are some basic concepts related to child support that all parents should know in order to make the process easier.

Email Us For A Response

We’re ready to work with you.

Bold labels are required.

Contact Information

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.


Privacy Policy

Bowen Ten Cardani, PC

Richmond Office
3957 Westerre Parkway, Suite 105
Richmond, VA 23233

Toll Free: 866-601-7371
Phone: 804-767-6850
Richmond Law Office Map

Ashland Office
9410 Atlee Commerce Blvd, Suite 2
Ashland, VA 23005

Toll Free: 866-601-7371
Phone: 804-767-6850
Ashland Law Office Map

Rated By | Super Lawyers | Rising Stars Britney McPheron
Super Lawyers | K. Matthew Long