The average household in America that carries a debt owes a total of $131,431. This includes mortgage debt, and other common obligations include student and auto loans and credit cards The average credit card balance is $15,654 while the average student loan debt is...
Month: January 2018
Study reveals insights into attitudes about domestic violence
On behalf of Bowen Ten Cardani, PC | Jan 23, 2018 | Domestic Violence
Virginia victims of domestic abuse often look to emergency responders to provide protection in their time of need. However, first responders generally have the same attitudes as other segments of society as it relates to their perceptions of abuse victims. This was...
Most people do not expect to ever pay off debt
On behalf of Bowen Ten Cardani, PC | Jan 22, 2018 | Chapter 13
Some people in Virginia might feel it is not possible to pay off all their debt. According to a survey by Credit.com, more than two-thirds of adults think they will never be able to pay debts in full.Both the type of debt and the age of the debtor affected how...
Credit card debt: Should consumers be worried?
On behalf of Bowen Ten Cardani, PC | Jan 17, 2018 | Chapter 13
Consumer debt has hit an all-time high, and much of the credit goes to charge cards used by individuals in Virginia and across the U.S. Some consumers may be looking at Chapter 13 bankruptcy filings for relief from overwhelming debt while others might be able to pay...
How a 401k may help with debt relief
On behalf of Bowen Ten Cardani, PC | Jan 8, 2018 | Chapter 13
Virginia residents or others may find themselves in a financial emergency for any number of reasons. One way to possibly get out of that hardship is to apply for a 401k hardship withdrawal. A person may be eligible for such a withdrawal if he or she faces an emergency...
Some couples may use spyware, trackers during divorce
On behalf of Bowen Ten Cardani, PC | Jan 8, 2018 | Divorce
A 2012 study by the Justice Department found that around 1.5 percent of all adults reported experiencing stalking compared to 3.3 percent of people who had gone through divorce or separation. Individuals in Virginia and throughout the country may also experience this...
Why divorces surge in January
On behalf of Bowen Ten Cardani, PC | Jan 2, 2018 | Divorce
It seems as if more people in Virginia and around the country file for divorce in January than in any other month. While studies have shown that more divorces are filed in August than in January, there is normally a surge at the beginning of each year. There are...
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