Richmond Chapter 13 Bankruptcy Attorneys

The recession that began in late 2008 has taken a serious toll on individuals and families. People find themselves struggling just to maintain their property and financial stability. Property that was worth much more prior to the recession plummeted in value and has yet to come close to recovering fully.

Increased unemployment, stagnant wages for those who are employed and depressed property values have pushed many individuals and families to the point where they must take action. Many of these people have used savings and retirement accounts to try and mitigate the financial challenges they are facing.

Chapter 13 bankruptcy allows people to:

  • Protect their property
  • Pay off creditors
  • Stop creditor harassment

Chapter 13 bankruptcy reorganizes your debt into a repayment plan that is based on your ability to pay and allows you to become current on your debts over a three- to five-year period. Upon filing for protection under Chapter 13, the automatic stay immediately halts all collection activities.

Representing Values

At Bowen Ten Cardani, PC, we are exceptionally skilled at helping people make the most of the bankruptcy process. We will work to understand the specific circumstances of your situation so that you are able to complete the process on the most sound financial footing. This includes debts such as tax debt or child support that cannot be discharged, but that can be reorganized and paid down through the repayment plan. With more than 75 years of combined experience, we offer our clients a level of skill and experience that can help them secure a brighter financial tomorrow.

Contact The Richmond Chapter 13 Bankruptcy Lawyers Of Bowen Ten Cardani, PC

There are options to help you fight overwhelming debt. We educate our clients about the benefits of Chapter 13 bankruptcy and help them get a fresh start. To schedule an initial consultation with one of our Richmond debt reorganization and repayment attorneys, call 804-767-6850, toll free at 866-601-7371 or contact us online.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.