Richmond Bankruptcy Attorneys

Getting out from under overwhelming debt requires smart decision-making as much as it requires hard work. If you have been struggling, you owe it to yourself and your family to come in and discuss the available debt relief options. Our extensive experience in bankruptcy allows us to quickly and competently assess your situation.

Our firm offers exceptional debt relief representation to those who could benefit from:

  • Chapter 7 bankruptcy — Also known as liquidation bankruptcy, Chapter 7 allows people to discharge unsecured debts such as credit card debt, medical bills and personal loans. Chapter 7 can also be a reasonably quick process from initial filing to discharge.
  • Chapter 13 bankruptcy — Also known as reorganization bankruptcy, Chapter 13 allows people to become current on their financial obligations through a repayment plan. The plan is based on your ability to pay and lasts three to five years.

Both of these chapters of bankruptcy offer individuals and families certain protections such as the automatic stay. The automatic stay puts an immediate halt to all collection activities, including wage garnishments, bank garnishments, repossessions, foreclosures and harassing phone calls and mail.

Representing Values

At Bowen Ten Cardani, PC, we are skilled at helping our clients maximize the benefits of the bankruptcy process. The last thing anyone should have to experience is going through the bankruptcy process only to still have lingering debt issues. We also offer our clients a strong defense against creditor objections. With more than 75 years of experience with a focus on litigation, we understand how to fight for our clients' rights and best interests against any opponent.

Contact The Richmond Bankruptcy Lawyers Of Bowen Ten Cardani, PC

There are options to help you fight overwhelming debt. We educate our clients about the benefits of Chapter 7 and Chapter 13 bankruptcy and help them get a fresh start. To schedule an initial consultation with one of our Richmond personal bankruptcy attorneys, call 804-767-6850, toll free at 866-601-7371 or contact us online.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.